After receiving my CDPE certification, I have managed to help Homeowners either save their home by helping them understand the Loan Modification programs or help them with their SHORT SALE. I have had Homeowners negotiate with their lenders and finally settle on getting their Mortgage payments reduced and sometimes also their Principle and interest rates reduced too. Being persistent and brave is the key to success. Most homeowners get scared to call their Banks as they feel that it is degrading or they are sure that there is no solution for their situations since friends or family have told them of their unsuccessful stories. I always say, Try and try and not give up. If you are not persistent with helping yourself, how would the Banks be persistent or follow thru with helping you? So please, if you or anyone you know, are going through hard times or unable to pay your mortgage, give us a call and we can guide and give you your encouragement to try to modify your loans first with your lenders. FORECLOSURE should be your LAST option.
Please call Lavina at 240-506-1620